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Independent, RICS-regulated assessments for accurate insurance cover.

Rebuild Cost Assessments

What is a Rebuild Cost Assessment?

A Rebuild Cost Assessment (RCA) provides an accurate estimate of the total cost to reinstate a property after a total loss, including:

  • Demolition and debris removal

  • Professional fees

  • Construction and reinstatement costs

  • External works, access and compliance allowances

Our assessments follow BCIS guidance and use current construction cost data.

Desktop Rebuild Cost Assessment

A cost-effective, data-driven estimate using property details, digital measurements and industry benchmarking.
Ideal for standard houses and flats where construction is typical and property data is obtainable.

Includes:​

  • Measurement of GEA (Gross External Area) using OS plans and available data

  • Construction assessment

  • Detailed BCIS reinstatement calculation

  • Digital Insurance Compliant Report

Best for:

  • Standard residential properties

  • Landlord portfolios

  • Factors seeking quick updates

  • Insurance renewals with good available data

Turnaround: 2–3 working days.

Site Survey Rebuild Cost Assessment

A detailed, on-site inspection carried out by an MRICS surveyor — recommended for complex, unique, Listed or high-value properties where desktop data is insufficient.

Includes:

  • Full site inspection

  • Measurement of GEA (Gross External Area)

  • Construction assessment

  • Detailed BCIS-based reinstatement calculation

  • Digital Insurance Compliant Report

Best for:

  • Listed buildings

  • Historic or stone-built properties

  • Large or unusual layouts

  • Mixed-use / commercial-residential blocks

  • High value properties

  • Multiple property developments

Turnaround: 5–7 working days depending on access.

01

Prevent Underinsurance

 

Many buildings are underinsured by 20–40%, leaving owners exposed if a major claim occurs.

02

​Meet Insurer Requirements

​

A professional Rebuild Cost is required for most commercial and landlord portfolio insurance policies.

03

​Reduce Risk for Property Managers

 

An accurate RCA protects factors from liability in the event of a claim.

04

Ensure Consistency Across Portfolios

 

Ideal for managers responsible for multiple blocks needing standardised, compliant rebuild values.

Money
Edinburgh Properties
Insurance
Completed

Why your Rebuild Cost is important?

Why choose the Valuation Hub?

  • RICS-regulated practice
  • All RCAs completed by a Chartered Surveyor (MRICS)
  • BCIS-compliant calculations
  • Fast turnaround times (3–5 working days)
  • Clear fixed-fee pricing
  • Scotland-wide coverage
  • Professional indemnity insured
  • Reliable reporting trusted by insurers and brokers

Rebuild Cost Assessments - Desktop (No Site Visit)

(Digital measurement using OS plans + available data)

Single Properties

Property Type
Typical Fee
Standard flats and smaller houses
From £200
Medium houses, larger flats and modern detached homes
From £300
Large homes, period properties and complex layouts
From £425
High-value, unique, architectural or rural properties
From £475 (quoted individually)
Industrial, Retail, Commercial Properties
From £200 (quoted individually)

Blocks (Multi-Unit Buildings)

Block Size
Typical Fee
Notes
Small Block (up to 6 units)
£300–£400
Standard block
Medium Block (7–15 units)
£350–£450
Most tenements / modern blocks
Large Block (16–40 units)
£450–£600
Multiple cores / larger footprints
Complex / 40+ units
£600–£900
Mixed-use or unusual layouts

Rebuild Cost Assessments - Site Survey (Full Inspection)

(For insurance reinstatement valuations requiring a physical inspection and GEA measurement)

Single Properties

Property Type
Typical Fee
Standard flats and smaller houses
From £295
Medium houses, larger flats, modern detached homes
From £395
Large homes, period houses, complex layouts
From £525
High-value, unique, architectural or rural properties
From £695 (quoted individually)
Industrial, Retail, Commercial Properties — depends on level of detail required
Quoted Individually

Blocks (Multi-Unit Buildings)

Block Size
Typical Fee
Notes
Small Block (up to 6 units)
£550–£750
Standard construction and block
Medium Block (7-15 units)
£750–£950
Typical tenements & modern flats
Large Block (16-40 units)
£1,000–£1,500
Multiple stairwells / larger sites
Complex / 40+ units
£1,650–£3,000
Mixed-use or unusual construction

Rebuild Cost Assesment Fee Tables

What We Need From You

To complete an RCA, we typically need:
  • Address of the property
  • Number of units (for blocks)
  • Access arrangements (for full inspections)
  • Any existing plans or schedules (if available)
We will confirm the fee in advance - no hidden costs.
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Desktop
Rebuild Cost

A cost-effective, data-driven estimate using property details and digital tools — ideal for standard property types.

Site Survey Rebuild Cost

A detailed, on-site inspection carried out by a Chartered Surveyor, tailored for complex, unique, Listed or high-value properties .

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